Traveling after your retirement is important as it will give you an opportunity to see the world. Buying a travel insurance policy will provide you with peace of mind that you need as you travel to different parts of the world.
Some travel insurance plans are designed to address multiple concerns that most senior citizens have. Policyholders enjoy a wide range of benefits that offer protection against various inconveniences that they may experience during their trips.
The benefits vary from one policy to another. There are many benefits of buying a travel insurance policy for seniors. For example, some travel insurance policies cover individuals up to the age of 100 years. Typical travel policies do not offer coverage for people above the age of 60 years.
A significant percentage of senior citizens have pre-existing medical conditions. Most travel insurance policies for seniors provide coverage even for policyholders with pre-existing conditions. It is advisable to take time to check all the details of a policy to help you make an informed decision.
You should consider several factors before choosing your preferred travel insurance policy. For example, you should take time to choose the right insurance carrier to meet your needs. The following are some of the top 5 travel insurance companies for seniors:
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Staysure.
It is one of the most reputable travel insurance companies in the United Kingdom that have coverage plans for senior citizens. If offers several plans. For example, you can purchase a single trip travel insurance policy. The policy is ideal if you are only going on one trip.
Single trip travel insurance allows policyholders to visit multiple places while they are away. However, the policy is terminated once your holiday is over. One of the main reasons why Staysure is one of the top 5 travel insurance companies for seniors is that it offers 24-hour emergency medical services.
More than 6 million people have benefited from travel insurance services from the company. It has a support team that is always ready to serve you at any day of the week. Individuals can undergo medical screening over the phone. There is no upper age limit when you purchase a travel insurance policy from Staysafe.
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RoamRight.
You can buy insurance from the firm to cover the money you paid for your vacation or access to medical services during your trip. New clients are only required to fill an online form to get started.
Roam Right has several packages for seniors. The elite travel insurance package is the most robust and offers more benefits, including evacuation and baggage protection. Policyholders can get compensation of up to $50,000 for emergency accidents and up to $1 million to cover the cost of evacuation.
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Globelink.
It serves EU and UK residents. The company has several packages that are ideal for seniors. You can still qualify for coverage even if you have pre-existing medical conditions. Globelink offers coverage for a wide range of pre-existing medical conditions at no extra charges.
If you buy an annual policy from the company, you can travel with your kids if they are under 18 years for free. The travel insurance policies offer protection for individuals up to the age of 89 years. People aged 79 years and below are eligible for annual policies.
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World First.
Some insurance companies do not offer coverage for individuals with pre-existing medical conditions. World First allows individuals with various medical conditions to access comprehensive coverage benefits.
Some of the covered medical conditions include cancer, HIV, and heart conditions. The company’s travel insurance products are designed for individuals aged up to 100 years.
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USA-ASSIST.
The organization allows senior citizens to purchase travel insurance online. It has been operational for more than 35 years now. It offers a wide range of products, which have different benefits.
Travel insurance from the company offers protection for things such as medical expenses, trip cancellation, trip delay, evacuation costs, loss of baggage, and travel assistance services for seniors.
The charges for various travel insurance products are similar irrespective of your country of origin. Also, there are no extra charges if you are aged 70 years and above. The benefits are similar for all age brackets.
This peace has all the information you need